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SemperReformanda said:
Doulos,

Answering this question would be a start.

Heres what I posted when Pilgrim asked me essentially the same question(Salvation by Doctrine or something like that):

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The bare minimum, to me, is that they need to know enough to have a good grip on what a sinner is, know that they are one, and have enough on the ball to deduce or admit that they can't do a thing about it without help. They also need to know what Christ has done and who he is and BELIEVE it. At that point if they've got any sense at all and they're under conviction they should know that they need to fall on their face before God and ask for forgivness and Salvation.

This is what goes on in a person AFTER the Holy Spirit starts working on them--no Holy Spirit, no salvation. Some would put Election before Holy Spirit. *Shrug I'm not sure yet. I know it happened to me and I'm really happy about it considering the alternative.

Josh
"...the word of God is not bound."--2 Timothy 2:9