Thank you for the link Tom, I have read it and I now understand why you wonder why I have linked to both sites. Well I don't see anything bad in that as I don't favor either one of these views (unlike the author seems to favor calvinism) but merely consider parts from both of them to be true.

I personally believe we do have a free will yet my salvation is in no way in my own hands or my own effort for Jesus has won my heart and I am merely signing my name to an offer which is too good to be refused and God has always known this.

Jari.