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Tom said:
As most are aware and it shouldn't surprise anybody that I am a Credo-Baptist, however I would say that I am only about 90% (if I had to put a percentage to it) sure about my position.
Although I don't want to discuss why I am only about 90% sure of my position, I noticed something that both Credo-Baptists (Fred Malone in his book 'Baptism of Disciples Only’ among them) and Paedo-Baptist theologians have said concerning this subject.
Both say (my own words) that we must be absolutely (100 %) sure in our positions, because if we are not then we are not doing this in faith. If it is not done in faith it is sin.
If this particular sentiment is true, then I am guilty as charged, yet I am not sure if I will (this side of heaven) be fully 100 % sure of Credo-Baptism.
If I am sinning, and I sure am not doing so on purpose. For before I really began studying this issue, I thought I was 100 % sure and it was only after studying the arguments from both Credo-Baptist and Paedo-Baptist theologians arguments that my confidence in Credo-Baptism began to diminish.
In my mind however, it really did not bother me before about not being 100% sure because I now understand the subject a whole lot more than before.
I don't see that it makes any difference. Water baptism can be undergone by anyone, even more easily than circumcision. There are millions of people, Protestant as well as Catholic, walking around as baptised Christians, who do not know Christ, and quite often do not even know much about him. Some were baptised as adults, with little more seriousness than they would have when joining a secular group. They have no more real faith than an infant in arms has. Water baptism has become meaningless.

Speaking of infants, paedo-baptism does not necessarily exclude credo-baptism. Quite small children can commit their lives to Christ, fully aware of what they are doing.