I'm relating this question to purgatory.

When we are regenerated, is our soul/spirit totally pure while we are still sinful in body/flesh? This is how I view the reality of regeneration......

RCC usually notes that no unclean thing will enter heaven, hence their understanding of the need for purgatory.

Of course Jesus has paid the price for our sins....but is the reality of the situation that our soul/spirit is made pure and enters heaven upon natural death while the flesh goes to the grave until the day of glorification????

The mercy of God is necessary not only when a person repents, but even to lead him to repent, Augustine