The Highway Forums General Discussion Open Forum Child Poverty

There are a number of alternatives, e.g., savings which the responsibible employee tucks a little away each week, company programs where it contributes an equal amount of that deducted from the employee's weekly wage and it goes into a pool/fund to help someone who gets injured on the job, etc.

What I am against is the GOVERNMENT making laws which negatively impact employers and employees alike, most of which are unnecessary. You simply cannot legislate intelligence, especially when they are made by ignorant individuals. Eutopia cannot be created by laws. Dark providences do come and they are part of life.

Insurance companies exempt claims for instances which they claim are "acts of God". Yet these people who included these "acts of God" are in most every case Atheists or Agnostics. But in truth, what ISN'T an act of God? That being true, either the insurance companies should cover ALL legitimate claims or stop selling insurance.

Concerning insurance companies and "acts of God"; years ago from an insurance company’s point of view is things such as trees falling on cars.
This is what happened to my uncle’s car and their insurance did not cover it because it was according to them it was an "act of God. Yet they will cover house roofs that are damaged by high winds. This is what happened to a friend of mine's house. However, after they covered the costs, the company promptly cut them off despite the fact that it was the first time they have had to use their insurance. He was forced to find another insurance company to cover them.
Those events happened years ago.
Now, insurance companies no longer use the term “act of God”. http://www.cooperators.ca/en/Answer-Centre/how-does-insurance-work/act-of-god.aspx
This of course doesn’t mean that regular house insurance covers things like floods and earthquakes.
Though, there are things such as major floods (extended water damage policies can be bought, however they do not cover major floods). But this does not cover “accidental flood damage”. You can buy extended coverage for things like earthquakes.
Here is a quote that shows why the term “act of God” is no longer used.
After reading these descriptions, I think perhaps we are dealing with semantics. Therefore I agree with your statement:


Tom

Tom, btw what is the minimum wage in Canada?

The breakdown of the family is the biggest cause of child proverty, if it really does exist; and the progressive state and institutions promote the breakdown.

With bankruptcy laws, it might be better to owe a lot than a little. I know of someone who had around $750,000 in debt wiped out by going through bankruptcy. I mean they lost their house (which didn't have much equity), but the restrictions placed on the family were not that restrictive - mostly stigma.

The minimum wage in British Columbia is $10.25 per hour. However each province in Canada sets its own minimum wage.

Tom

It is hard at times to get people to examine their own presuppositions. Especially in that case. However, I wonder what the woman at the eye glass store would have said if she had been told by the government that her ability to buy a set of glasses for each outfit puts her in the "rich" category? I'm sure she would sing another song then.