You seem to be placing yourself in the position of playing God, and deciding just who caqn and does get saved!

the reformed/Calvinistic way of understanding just what the scriptures state is the method God uses to save lost sinners, and my contention is that many do not understand the nice divisions between calvinism and arminianism and other theology, but just know at time of conversion that they are lost sinners , Jesus died for them, and that their only hope is in Him!

The Holy spirit saves out the Elect in Christ unto salvation....

And I hold to the true Gospel that saves lost sinners, and do think that you hold to a far too narrowe and rigid viewpoint as to who actually are to be considered as being saved and part of the Body of Christ, and in the true church!

Its as cary thing to be able to judge if one is really saved or not, and jesus warned us against doing that to fellow Christians, as its the same Lord over all of us who will do that judgement!