So in actuality "the elect" are people who have "chosen" to repent and put their faith in Jesus. Your just saying that God chose you to be "elect" but it still had to take some effort on your part to become "elect".

And to rebutt the Roman Catholic Guy no I don't believe that the best time for a person to die is following his repentance because if one tuely repents and puts his faith in Jesus he can live another Thousand years and still be saved.

So basically to be an "elect" you have to practice repentance and faith so their are some "works" involved.