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But YOU still have to REPENT to be an "elect"

This is not correct at all. One does not become elect by repenting. You either are or aren't elect before the foundation of the world...see Ephesians 1. There is no question that one has to have faith and repent. But Ephesians 2:8,9 inform us that even our faith is a gift from God. He doesn't coerce us into believing; He gives us a new heart (regeneration) so that we then can and actually do truly believe and repent. That person who truly comes faith and repents did so because that person already was elect before the foundation of the world according the good pleasure of His will.

Jimbo

Revelation 4:11